Humanos wins Mastercard For Fintechs 2026 competition
HumanosHumanos
Start
Quickstart
5-minute integration
Get API key
Create production credentials
API reference
Guardrails and enforcement
Agent SDKComing soon
Agent risk monitoring
VIAComing soon
Open source protocol
SDKs
TypeScript
npm install humanos
Python
pip install humanos
C#
dotnet add Humanos
Core
humanos.verify()
Verify before execution
Requesting approvals
Capture approval at runtime
Revocation
Invalidate credentials
Webhooks
Event-driven integration
[RISK INTELLIGENCE]

Get the risk answers you need.

Humanos turns live AI activity into continuous Risk Intelligence your business can use to make decisions before, during and after AI acts.

UNDERWRITE· PRICE· MONITOR· APPROVE· AUDIT· INVESTIGATE
CONTINUOUS RISK INTELLIGENCE LIVE
Agent Risk Score
27 / 100 ↓
Risk trendImproving
Authority riskLow
Control effectiveness91%
Residual exposureModerate
Runtime anomalies2
EvidenceVerifiable ✔
[FROM ACTIVITY TO ANSWERS]

You don't need more AI data.
You need answers.

AI systems generate thousands of identity, authority, governance, control and execution events. Humanos continuously turns that activity into the risk answers your business needs to make decisions.

LIVE AI ACTIVITY
Identity Authority Authorization Guardrails Governance Execution Runtime events
HUMANOS
STANDARDIZE · VERIFY · SCORE
RISK INTELLIGENCE
YOUR DECISION
INSURER
“Should I underwrite this risk, how is it changing, and was a claim within scope?”
BANK / FINANCIAL INSTITUTION
“Should I approve this agent or action?”
COMPLIANCE
“Is this activity within policy?”
AUDIT
“Can I verify what actually happened?”
ENTERPRISE RISK
“Where is our AI exposure increasing?”
One intelligence layer. Different answers for different decisions.
[CONTINUOUS RISK INTELLIGENCE]

Understand risk as it changes.

AI risk doesn't stand still. Humanos continuously updates its intelligence as agents act, permissions change, controls trigger and new exposure appears.

RUNTIME EVENT STREAM AGENT · Treasury-01
{{ ev.time }} {{ ev.label }} {{ ev.scoreText }}
RISK SCORE {{ c.v }} {{ c.sep }}
RISK INTELLIGENCE UPDATING
{{ liveScore }} / 100 {{ liveArrow }}
{{ f.k }} {{ f.v }}
EVENTS CHANGE → RISK CHANGES → INTELLIGENCE CHANGES
[BUILT FOR DECISIONS]

One Risk Intelligence layer.
Whatever decision you need to make.

{{ assessTitle }}
{{ r.k }} {{ r.v }}
ASSESSMENT
{{ assessment }}
{{ decisionHeadline }}

{{ decisionBody }}

Examples of how Risk Intelligence can support stakeholder decision logic. The assessment is the stakeholder's — Humanos supplies the standardized, verifiable inputs behind it.
[FOR INSURERS]

Understand the risk from underwriting to claim.

Humanos gives insurers continuous intelligence across the entire lifecycle of AI risk — not just a point-in-time assessment before binding.

UNDERWRITE
Understand how the agent operates before taking the risk.
Risk ScoreControlsAuthorityResidual exposureRisk history
→
BIND
Capture the verified risk profile and evidence when coverage begins.
Risk Score at bindCoverage timestampControls verifiedAuthority verifiedEvidence snapshot
→
MONITOR
Continuously understand how the risk changes after binding.
Risk trendControl effectivenessExposure changesRuntime anomalies
→
RISK CHANGES
Surface material changes in the insured risk.
Authority expandedControl disabledRisk Score deterioratingNew high-value activity
→
CLAIM
Reconstruct the risk at the exact moment an incident occurred.
Who actedWhat happenedAuthority at that momentControls activeInsured scopeRuntime evidence
ONE CONTINUOUS HUMANOS RISK INTELLIGENCE LAYER
From underwriting to claims, never lose sight of the risk.

The same intelligence layer.
Different risk lifecycles.

FINANCIAL INSTITUTIONS
Identify→ Assess→ Approve→ Monitor→ Investigate
Know whether to trust the agent before the money moves.

Use continuous identity, authority, control and runtime intelligence to assess AI activity before approving consequential actions.

COMPLIANCE + AUDIT
Policy→ Monitor→ Detect→ Investigate→ Audit
Know what happened. Prove it later.

Continuously monitor AI activity against policy and use verifiable runtime evidence when something needs to be investigated or audited.

[PORTFOLIO INTELLIGENCE]

From one AI to your entire exposure.

Understand how risk is distributed and changing across every AI system, customer, insured or counterparty you are exposed to.

PORTFOLIO RISK
32 / 100
AI SYSTEMS
247
ELEVATED RISK
14
RISK TREND
↓ IMPROVING
AI / ENTITYRISKTRENDEXPOSURE
Treasury-01 13 ↓ Improving Low
Claims-Agent 31 → Stable Moderate
Procurement-07 68 ↑ Deteriorating Elevated
Support-Agent 22 ↓ Improving Low
[THE RISK NETWORK]

Connect once.
Understand risk across the network.

Instead of rebuilding risk integrations for every AI platform, agent framework, wallet, browser, governance system or control provider, connect to Humanos for standardized Risk Intelligence across the ecosystem.

AI PLATFORMS
AGENT FRAMEWORKS
WALLETS
BROWSERS
GUARDRAILS
GOVERNANCE
ENTERPRISE SYSTEMS
HUMANOS THE RISK NETWORK
INSURERS
BANKS
FINANCIAL INSTITUTIONS
COMPLIANCE
AUDIT
ENTERPRISE RISK
One shared risk language for AI.
[DEVELOPERS]

Risk Intelligence wherever you need it.

Access continuous Risk Intelligence through the Humanos API and integrate risk answers directly into your underwriting, approval, monitoring, compliance and claims workflows.

REQUEST POST /v1/intelligence/evaluate 
{
  "agent": "Treasury-01",
  "decision": "underwrite"
}
RESPONSE 200 OK 
{
  "risk_score": 27,
  "trend": "improving",
  "residual_exposure": "moderate",
  "control_effectiveness": 0.91,
  "authority": "verified",
  "evidence": "verifiable"
}
API· WEBHOOKS· DASHBOARD· CUSTOM INTEGRATIONS
READ DOCS
The Risk Network for AI

AI risk is dynamic.
Control and understand it.

AI agents act in real time, so does their risk. Measure it continuously, prove it on demand, and unlock credit, insurance and other financial products.

Read Docs →