Humanos wins Mastercard For Fintechs 2026 competition
[CONTROL] FREE

Control what
AI can do.

Verify who is acting, who they act for, what they're allowed to do, and enforce those limits before execution.

Identity, authorization, guardrails and enforcement for AI systems.

IDENTITY AUTHORITY GUARDRAILS ENFORCEMENT
RUNTIME CONTROL LIVE
AGENTTreasury-01 ✔ Verified
ACTING FORAcme Corp ✔ Verified
AUTHORITYTreasury operations ✔ Valid
ACTIONTransfer €250,000
GUARDRAILS
Transaction limit€100,000 ✖
Approved destinationsOnly ✔
Human approvalRequired above €100K
RESULT
BLOCKED
Human approval required.
[THE CONTROL LAYER]

Know who's acting.
Know what they're allowed to do.

AI doesn't act alone. Agents operate on behalf of humans and organizations, and increasingly delegate work to other agents. Humanos creates a verified control layer between these actors.

HUMAN → ORGANIZATION · APPROVAL AUTHORITY ORGANIZATION → HUMAN · ROLE AUTHORITY HUMAN → AGENT · DELEGATED AUTHORITY ORG → AGENT · OPERATIONAL MANDATE AGENT → AGENT · DELEGATED TASK
HUMAN ✔ VERIFIED IDENTITY
ORGANIZATION ✔ VERIFIED IDENTITY
AI AGENT ✔ KYA VERIFIED
IDENTITY
Identity tells you who they are.
AUTHORITY
Authority tells you who they can act for.
GUARDRAILS
Guardrails define what they can do.
ENFORCEMENT
Enforcement makes those limits real.
[IDENTITY]

Every actor starts with a verified identity.

HUMANS 01
Verify the person behind an authorization.
Identity verificationKYCContact verificationSignaturesConsentHuman approvals
AI AGENTS 02
Know which agent is actually acting.
KYA — Know Your AgentAgent identityAgent ownershipAgent credentialsAgent provenanceAgent status
ORGANIZATIONS 03
Know which organization stands behind the action.
Organization identityKYBOrganizational authorityRolesEnterprise relationships
HUMAN + AGENT + ORGANIZATION = THE IDENTITY GRAPH BEHIND AI ACTIVITY
[AUTHORIZATION]

Define who can act for whom.

Humanos turns permissions, approvals and delegated authority into portable, machine-verifiable mandates.

HUMAN → AGENT
ORGANIZATION → AGENT
AGENT → AGENT
HUMAN → ORGANIZATION
MANDATE 0xA13F…
PrincipalAcme Corp
AgentTreasury-01
Scopetreasury.payments
Limit€100,000/day
DestinationsApproved vendors
Valid until2026-12-31
DelegationAllowed ✔
Human authorization Delegated authority A2A authorization Organization authority Scoped mandates Revocation Expiration
Authorize once. Verify everywhere.

A mandate is verifiable by every system the agent touches — instead of rebuilding permissions inside every application.

[GUARDRAILS]

Define what AI is allowed to do.

Turn business rules, permissions and risk limits into deterministic runtime controls.

POLICY · treasury.v4 8 CONSTRAINTS ACTIVE
TRANSACTION LIMIT≤ €100,000
DESTINATIONApproved counterparties only
TOOLSPayments API ✔ · Admin API ✖
DATA ACCESSCustomer records: Read only
HUMAN APPROVALRequired above €50,000
TIMEBusiness hours only
DELEGATIONMaximum depth: 2
RISK SCOREMust remain < 40
[ENFORCEMENT]

Rules only matter if they can stop the action.

AI ACTION
humanos.verify()
IDENTITY✔ Verified
AUTHORITY✔ Valid
AUTHORIZATION✔ Within mandate
GUARDRAILS✖ Limit exceeded
DENY
THREE POSSIBLE OUTCOMES
ALLOW Action executes.
DENY Action is blocked.
REQUEST AUTHORIZATION Execution pauses while Humanos collects the missing authorization.
→ RESUME EXECUTION Once the authorization is verified.
Verify before execution. Recover authorization when needed. Prove the decision afterwards.
[HUMAN IN THE LOOP]

Bring humans in only when they're needed.

When an AI action exceeds its existing authority, Humanos can pause execution and collect the missing human authorization in real time.

01 ATTEMPT
€250,000 transfer
Existing limit €100,000
02 STATE
PAUSED
Nothing executes
03 REQUEST
CFO authorization
SMS WHATSAPP EMAIL EMBEDDED UI
04 SIGNED
AUTHORIZED ✔
2026-08-27T14:31:52Z
05 MANDATE
Updated
Limit raised for this action
06 RUNTIME
EXECUTION RESUMES
No restart required
Human oversight without putting a human in every loop.

Humans define the boundaries. AI operates autonomously inside them. Humans return only when those boundaries need to change.

[PORTABLE CONTROL]

Set the rules once.
Enforce them everywhere.

Identity, authority and authorization shouldn't disappear when an agent moves between systems. Humanos makes controls portable across the infrastructure an agent touches.

CONTROL PROFILE IDENTITY · AUTHORITY · POLICY
{{ s.label }}
✔ Identity verified ✔ Authority verified ✔ Policy enforced
ONE IDENTITY. ONE AUTHORITY GRAPH. ONE SET OF CONTROLS. VERIFIABLE ACROSS THE NETWORK.
[PROOF]

Every control decision becomes evidence.

Every runtime decision generates verifiable evidence of:

Who acted Who they acted for What authority existed Which guardrails applied What action was attempted Why it was allowed or denied What authorization was collected
CONTROL EVENTS RISK SCORE

Every control decision also becomes a signal in your continuous Risk Score.

EXECUTION RECEIPT 0xC7E1…
AgentTreasury-01
PrincipalAcme Corp
Actionwire.transfer
Amount€42,000
AuthorityVerified ✔
Policytreasury.v4
Timestamp2026-08-27T14:32:04Z
EvidenceVerifiable ✔
DECISION ALLOW
[YOUR STACK]

Keep the controls you already have.

Connect existing systems and let Humanos consume their runtime events, or use Humanos controls where something is missing.

YOUR EXISTING STACK
Browser governance Wallet policies IAM Payment controls Internal guardrails Agent frameworks
HUMANOS
STANDARDIZED CONTROL EVENTS
RISK SCORE
VERIFIABLE EVIDENCE
NEED CONTROLS?
Identity KYA Authorization A2A authorization Guardrails Enforcement Human approval
Use your controls or ours. Both feed the Humanos Risk Network.
[DEVELOPERS]

One call before execution.

VERIFY humanos-sdk
const result = await humanos.verify({
  agent: "Treasury-01",
  principal: "Acme Corp",
  action: "transfer",
  amount: 250000,
  currency: "EUR"
})
RESPONSE DENY
{
  "decision": "DENY",
  "reason": "transaction_limit_exceeded",
  "authorization_required": true
}
SDK + API· TYPESCRIPT· PYTHON· REST· MCP
[PRICING]

Control AI for free.

$0
START CONTROLLING AI
HUMAN IDENTITY
AI IDENTITY / KYA
ORGANIZATION IDENTITY
HUMAN AUTHORIZATION
DELEGATED AUTHORITY
A2A AUTHORIZATION
GUARDRAILS
RUNTIME ENFORCEMENT
AUTHORIZATION RECOVERY
EXECUTION RECEIPTS
SDK + API
The Risk Network for AI

AI risk is dynamic.
Control and understand it.

AI agents act in real time, so does their risk. Measure it continuously, prove it on demand, and unlock credit, insurance and other financial products.

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