Humanos wins Mastercard For Fintechs 2026 competition
The Risk Network for AI

AI risk.
Under control.

Continuously measure and reduce AI risk, build a verified risk reputation, and use it to unlock credit, insurance, yield and more.

Works across the agentic stack VISAVisa · x4x402 · EUEUDI Wallet · Mastercard VI · GGoogle AP2 · SStripe ACP · ◎OAuth 2.0 · and more…
Translating AI risk at 350+ fintechs, hospitals and insurers

AI risk changes every time AI acts. The old ways of measuring and controlling risk no longer work.

TREASURY-01 Live agent risk score
Acme Corp
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Latest runtime events
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Risk continuously changes as AI acts

Humanos makes dynamic AI risk understandable, manageable, and provable across a shared network.

Risk Management

Manage AI risk from end to end.Free

Continuously measure AI risk, prove it with verifiable runtime evidence, reduce it with controls, and use your risk reputation to unlock financial opportunities.

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TREASURY-01 Acme Corp
Verified agent ✓
Continuous risk score
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Low risk ↓ 4 pts this week
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Risk history / 30 days
Risk drivers
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You now know Where your AI risk comes from and how it changes.
Humanos verified profile Verified ✓
TREASURY-01 Acme Corp
AI risk score
13 / 100 Low risk
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Share your verified risk with
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Verified 12 sec ago
Humanos controls Free
Reduce exposure
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Humanos controls, or evidence from the controls you already run.
Before controls
38 / 100
↓ After controls
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↓ 25 points lower exposure
Outcome Controls reduced exposure by 25 points.
Your verified risk 13 / 100 Low risk
Controls ✓ 184 days history ✓ Runtime evidence ✓
Opportunities available for your agent
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Your risk reputation is working for you Risk opportunities unlocked Credit · Insurance · Yield · More
Risk Intelligence

Understand the AI risk you're exposed to.Custom

The same evidence that builds an agent's risk reputation becomes continuous Risk Intelligence for insurers, banks, compliance teams and auditors.

Raw runtime events
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Humanos Standardize · score
Risk intelligence · {{ riWhoLabel }} Live
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Agent risk score
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Decisions it supports
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Ask your risk and get the answer you need.

Turn continuous AI activity into answers you can act on.
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Humanos
risk
intelligence
Humanos risk intelligence Live
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Based on continuous runtime evidence
[The risk network]

Build a risk reputation once. Use it everywhere.

Every AI agent builds a continuously evolving risk profile from its identity, authority, controls and runtime activity.

Its Risk Score and verified history can be reused across customers, platforms, banks, insurers and other participants in the network.

Your AI doesn't start from zero every time someone needs to trust it.

Risk becomes portable.

Measure once. Verify continuously. Reuse across the network.
Evidence in → → Verified risk out
Runtime platform Runtime evidence
Wallet / payments Transaction evidence
Humanos controls Authorization + authority
TREASURY-01 Verified agent ✓
Risk score 13
Customer Consumes verified profile
Bank Consumes Risk Intelligence
Insurer Prices / underwrites risk
Auditor Verifies evidence

“Your execution receipts solve the hardest problem in underwriting AI liability, establishing the triggering event and the scope of authority at the moment of execution. That is what makes this class of risk insurable at all.”

MC
Mehdi Chaabi, CEO of InsureNow
CUSTOMER STORIES

AI acts differently everywhere. Risk needs one network.

View all customer stories →
[INSURANCE]
InsureNow

Making AI agents insurable.

InsureNow uses Humanos risk intelligence to continuously assess how AI agents operate, giving underwriters the evidence they need to assess, price, and monitor AI risk.

Read case study →
[CREDIT]
Agentics Credit

Giving AI agents real credit.

Agentics Credit provides AI agents with credit to trade on Polymarket. Humanos provides the continuous risk intelligence to assess each agent and determine how much credit it can safely access.

Read case study →
[FINANCE]
Numo

Controlling how AI moves money.

Numo uses Humanos to verify AI agent identity, delegated authority and human authorization before executing payments and treasury operations.

Read case study →
[HEALTHCARE]
Lusíadas

Enforcing consent across healthcare.

Lusíadas uses Humanos to capture, verify and enforce patient authorization across healthcare operations.

Read case study →
[INFRASTRUCTURE]
DataWhisper

Governing agents in regulated workflows.

DataWhisper uses Humanos to verify every high-risk agent action before execution and keep a clean, portable audit trail.

Read case study →
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Click to copy a setup prompt for your AI coding tool
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The Risk Network for AI

AI risk is dynamic.
Control and understand it.

AI agents act in real time, so does their risk. Measure it continuously, prove it on demand, and unlock credit, insurance and other financial products.

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